ABOUT THE EVIDENT AI INDEX FOR INSURANCE
Now in its second edition, the Evident AI Index for Insurance ranks the AI maturity of 30 of the largest insurers across North America and Europe, measuring how they are adopting, scaling, and embedding AI across their organizations.
Drawing on millions of publicly available data points, each insurer is assessed against 60+ indicators across four core areas of AI capability: Talent, Innovation, Leadership, and Transparency.
Together, these measures offer an unparalleled view of the state of AI in insurance, highlighting what’s working, where gaps remain, and which insurers are building AI capabilities at scale.
COMPANY â–Ľ | RANK | TALENT | INNOVATION | LEADERSHIP | TRANSPARENCY |
|---|---|---|---|---|---|
Allianz | 1 ↑1 | 1 ↑1 | 1 ↑3 | 7 ↓5 | 1 ↑1 |
AXA | 2 ↓1 | 2 ↑2 | 7 ↓6 | 3 - | 2 ↓1 |
Manulife | 3 ↑2 | 6 ↑3 | 13 ↓6 | 1 ↑3 | 4 ↑1 |
Zurich | 4 ↑8 | 7 ↑10 | 6 ↑9 | 6 ↓1 | 3 ↑1 |
Liberty Mutual | 5 ↑2 | 5 ↓2 | 8 - | 10 ↑11 | 6 ↑16 |
Intact Financial | 6 ↓2 | 13 ↓7 | 10 ↑9 | 4 ↓3 | 17 ↓10 |
Travelers | 7 ↓1 | 9 ↓2 | 23 ↓12 | 5 ↑3 | 7 ↑1 |
USAA | 8 ↓5 | 4 ↓3 | 11 ↓2 | 26 ↑3 | 13 ↑8 |
Allstate | 9 ↑2 | 15 ↓2 | 4 ↓1 | 14 ↓1 | 16 ↑4 |
MassMutual | 10 ↓2 | 16 ↓4 | 3 ↓1 | 18 ↑7 | 12 ↑3 |
Munich Re | 11 ↓2 | 20 ↓9 | 2 ↑3 | 20 ↓6 | 8 ↑3 |
Chubb | 12 ↑7 | 3 ↑5 | 17 ↑13 | 19 ↓8 | 23 ↑5 |
Aviva | 13 ↓3 | 14 ↓9 | 21 ↑2 | 8 ↓1 | 20 ↓8 |
Generali | 14 ↓1 | 21 ↓5 | 16 ↓2 | 2 ↑8 | 11 ↓8 |
Swiss Re | 15 ↓1 | 12 ↑2 | 18 ↓8 | 17 ↑6 | 9 ↑7 |
The Hartford | 16 - | 8 ↑2 | 26 ↓4 | 15 ↓3 | 18 - |
Nationwide Mutual | 17 ↑7 | 17 ↑5 | 22 ↓4 | 11 ↑17 | 19 ↑7 |
Prudential Financial | 18 ↑2 | 22 ↓1 | 5 ↑21 | 25 ↓10 | 5 ↑1 |
AIG | 19 ↑3 | 10 ↑13 | 25 ↓1 | 12 ↓6 | 25 ↑2 |
MetLife | 20 ↓3 | 18 ↑1 | 19 ↑2 | 13 ↓4 | 14 ↓4 |
Sun Life | 21 ↓3 | 23 ↓8 | 24 ↓7 | 8 ↑10 | 10 ↑3 |
Berkshire Hathaway | 22 ↓1 | 11 ↑7 | 20 ↓8 | 29 ↑1 | 23 ↓6 |
New York Life | 23 ↑2 | 24 ↑2 | 9 ↑11 | 22 ↓5 | 21 ↑2 |
State Farm | 24 ↓9 | 19 ↑1 | 15 ↓9 | 30 ↓6 | 26 ↓12 |
Progressive | 25 ↑1 | 27 - | 14 ↑2 | 16 ↑3 | 27 ↑3 |
Northwestern Mutual | 26 ↓3 | 28 ↓4 | 12 ↑1 | 24 ↑3 | 15 ↑4 |
Great-West Lifeco | 27 - | 25 - | 30 ↓2 | 21 ↓2 | 30 ↓5 |
Talanx | 28 - | 26 ↑2 | 28 ↑1 | 26 ↓10 | 29 - |
CNP Assurances | 29 - | 29 ↑1 | 27 ↓2 | 23 ↓1 | 22 ↓13 |
Aegon | 30 - | 30 ↓1 | 29 ↓2 | 28 ↓2 | 28 ↓4 |
TRUSTED BY THE AI LEADERS SHAPING AI TRANSFORMATION IN FINANCIAL SERVICES
READ THE KEY FINDINGS REPORT
Key Findings Report
Evident AI Index | Insurance: Key Findings Report
The Key Findings Report offers a definitive view of the state of AI for insurers based on the Evident AI Index rankings. Dive deeper into performance profiles of leading insurers, where the technology is unlocking value and where insures should focus next.
7 JULY | 2026 RESULTS ROUNDTABLE
Join us to unpack the results of the second annual Evident AI Index for Insurance and explore what is driving the race to the top.
HOW FINANCIAL INSTITUTIONS WORK WITH US
AI BENCHMARKING
Assess your organization’s AI capabilities and maturity with our private and public benchmarking services.
INTELLIGENCE
Track AI adoption, investment and innovation across financial services with proprietary databases and year-round, cutting-edge trend reports.
COMMUNITY
Connect with the visionaries and thought leaders driving AI transformation at exclusive events.
NEWS
Stay ahead of the curve with the latest, curated insights on the technologies, policies and innovations.
METHODOLOGY
The Evident AI Index is an "outside-in" assessment based on public data. It combines extensive manual research and automated data capture from company reporting and a range of third-party data sources. It is built with input from leading subject matter experts in financial services, technology, and benchmarking.
The Evident AI Index for Insurance ranks 30 of the largest property and casualty (P&C), life, composite, and reinsurance insurance groups across North America and Europe. Each entity is assessed on 60+ individual indicators across four pillars of analysis:
PILLAR
WEIGHTING
SUB PILLARS
INDICATOR GROUPS
Talent
Capability & development
45%
Capability
AI Development Talent / Implementation Talent
Development
Training & Career Development / Hiring Initiatives
Innovation
Research, patents, ventures, ecosystem
30%
Research & Patents
Research / Patents
Ventures
Ventures
OPEN SOURCE
Ecosystem
Leadership
in public communications and strategy
15%
AI NARRATIVE
Content / Outcomes
EXECUTIVE POSITIONING
CEO / Group Leadership
Transparency
of responsible AI activities
10%
RAI TALENT
RAI Talent
RAI INNOVATION
Process / Outputs
RAI LEADERSHIP
RAI Content
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